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Loan Options

About Us

At VROPAY Fintech, we aim to transform credit lending and financial management with a user-centric, scalable, and secure platform. By integrating cutting-edge APIs and innovative technologies, we enhance loan accessibility, streamline payment processes, and deliver exceptional user experiences.

Our mission is to empower users with flexible financial solutions while ensuring compliance with regulatory standards. With seamless API integrations, real-time analytics, and customizable payment options, we’re committed to simplifying credit lending and fostering financial inclusivity.

Our Vision: To become the leading fintech platform that redefines credit lending with innovation, transparency, and accessibility for everyone.

Our Loan Services

Option 1: Short-Term Loan

Tenure: 6, 9, 12 months

Loan Amount: INR 20k, 50k, 70k, 80k, 100k

Users can apply by uploading required documents and receive feedback on approval within 1 to 24 hours.

Users can make partial or full payments, leading to new interest calculations and e-mandates for the applicable tenure.

Option 2: Instant Credit

Tenure: 5 days or 10 days

Amount: Half of the short-term loan (INR 10,000-50,000)

Interest Rates: 3% for 5 days, 5% for 10 days

Users can apply by uploading documents and receive responses within 1 to 24 hours.

Note: Custom payments are not allowed. The amount will be auto-debited on the due date.

Option 3: Credit Line

Tenure: 6 months maximum

Amount: Double the short-term loan (INR 40,000-200,000)

Structure: Only monthly interest payments are required, but the principal can be paid anytime within 6 months.

Users can make partial or full payments, leading to new interest calculations and e-mandates for the next 6 months.