Everything's easier when you have a plan.
A handy EMI calculator to help you plan your payments effortlessly.
If your loan amount is
₹
₹ 10,000 ₹ 4,00,000
For a tenure of
Years
1 Year 6 Years
The intrest will be
% p.a.
10% 25%
Your monthly EMI is
Total Interest
Total Amount Payable
₹
What makes this loan unique?
Avail VROPAY personal loan to cover any financial need, whether it’s for your wedding, travel, medical bills, or unexpected expenses.
Instant disbursal
Get your loan amount credited directly to your account within hours, ensuring you have quick access to funds when you need them.
Seamless loan process
Enjoy a smooth journey from application to disbursal and repayment, backed by real-time API integrations, automated credit checks, and secure e-mandates.
Attractive interest rates
VROPAY Personal Loan offers competitive interest rates tailored to your loan type and tenure, making it easier to achieve your financial goals.
Personal Loan in 3 simple steps
- Enter PAN number
- Get your loan offer and verify yourself
- Share bank account details and its done
Enjoy exclusive benefits and faster processing!
Your funds, your way
a seamless, user-friendly platform designed to make lending and borrowing easier, faster, and more secure.
- Diverse Loan Options: Choose from Short-Term Loans, Instant Credit, or a Credit Line tailored to your needs.
- Secure API Integrations: Enjoy peace of mind with encrypted data and verified bank account integration.
- Simplified Repayments: Dynamic interest calculations, auto-debit options, and flexible payment solutions.
- Real-Time Insights: Keep track of your loan status, repayment schedule, and credit score on the go.
Expert support at your service, anytime you need it.
We are here to help you whenever you need us.
Video assistance
24/7 chat assistance
Phone assistance
Frequently asked questions
1. Why should I apply for a Personal Loan online?
Applying for a Personal Loan online offers a range of advantages. It’s incredibly convenient, as you can complete the entire process from home without visiting a branch. The loan is processed quickly, with funds being credited to your account within hours. Plus, there’s no need for physical paperwork, and you’ll receive instant approval, streamlining the entire experience.
2. Can I get tax benefits on a Personal Loan?
Unfortunately, there are no tax benefits available for a Personal Loan.
3. What is the tenure for an VROPAY Personal Loan?
The tenure for an VROPAY Personal Loan can range from 3 months to 48 months.
4. Are there any charges for loan pre-closure?
Yes, there are pre-closure charges for loans, typically ranging from 2% to 4%.
5. What happens if I miss my EMI payment?
Missing an EMI payment may result in late fees and can affect your credit score. Repeated defaults could lead to further consequences, including legal action.
6. Is a Personal Loan available only for salaried individuals?
No, Personal Loans are available for both salaried and self-employed individuals.
Download VROPAY Finance Mobile App
on Google Playstore and Apple iOS
Simplify your loan management.
- Check your credit score for free
- Make bill payments
- Unlock loan offers & earn reward points
Scan to download the app
Scan to download the app
